HAMP & CHAPTER 13 BANKRUPTCY

A new partnership

You may have heard recently about the government’s Home Affordable Modification Program {HAMP] as a way to reduce your mortgage payments so you can afford to keep your home. What you may not know about HAMP is how a Chapter 13 Bankruptcy can help your ability to qualify to participate in the program.

Previous laws made mortgage modification unavailable to anyone in a personal bankruptcy. THAT HAS CHANGED. Now a bankruptcy can actually enhance your ability to qualify for the program.This means you will still be able to stop creditor harassment and reduce your debt and possibly be able to apply for a modification and prevent a foreclosure, at the same time.

Get the Best Help Available

Call Zalutsky and Pinski, attorneys at law. They can deal with these complicated issues. Before you do anything get a free consultation with our qualified attorney at one of our many Chicagoland offices and find out what your rights are and how the new regulation can help you.

 

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