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Creditors don’t like to see people declaring personal bankruptcy. This is because to them, it means they probably won’t see their money repaid. So, a lot of lenders end up telling everyone that people who declare bankruptcy are just scamming the system and trying to get out of paying their bills. They say that these people are just trying to avoid their responsibilities at the expense of other hard working people.

This is not true. Any of us can end up over our heads financially. Of course people should take complete responsibility for bad spending habits, but that doesn’t mean if you declare bankruptcy that you did it on purpose. You may have had no other choice.

And what creditors may not want to admit, is that they are contributing to the problems facing Americans today. They choose to give money to people who aren’t really capable of paying it back and are therefore setting them up for failure. Creditors need to admit that
they too are part of the problem.

Bankruptcy should be a last resort for those in over their heads, no matter why it happened. Nobody wants to have to file for bankruptcy. But when situations are such that you
can’t pay your bills, bankruptcy may be the best solution. The best thing you can do is talk about it with experts and find a way out.

The firm of Zalutsky & Pinski LTD has 50 years of experience helping people just like you deal with all these things. We can offer you a free consultation in one of our eight convenient offices in the greater Chicago area. We can come up with a specialized solution to your financial problems. We consider bankruptcy a solution, not a problem. Call us at 312-273-1217 today for an appointment. You will be happy you did.


By Kerrie Neal

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