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There are many difficulties facing Americans today. In Blue Island, Illinois it’s not different, making bankruptcy more common. Bankruptcy is when a person legally admits that they can’t pay their debts. Bankruptcy Law has been written to help people get out of debt and help them get a new start.
When faced with this situation, people can find it helpful to talk to a bankruptcy lawyer like the ones at Zalutsky & Pinski LTD. With over 50 years of experience, we know what it takes to help people decide what course of action to take if they find themselves unable to pay their bills. We have offices in 8 convenient locations in the Chicago area and offer free consultations to our potential clients.
Declaring bankruptcy means you are erasing or repaying your bills under court protection. There are two types: Chapter 7 and Chapter 13.
- Chapter 7 bankruptcy erases a person’s debt over a period of about four months. The law requires that filers sell any possessions not placed in an exempt status, but there are guidelines in place that usually prevent you from losing property.
- Chapter 13 bankruptcy is a way to reorganize your debt and put it together in such a way as there is one single monthly payment. Debtors don’t lose any possessions and creditors can’t directly approach their clients.
A Blue Island bankruptcy lawyer from Zalutsky & Pinski LTD is the right person to advise you on if you should file a bankruptcy. They will help you understand the costs, processes, and how to rebuild your credit history after a bankruptcy filing. So, if you desire a chance to find out if bankruptcy can help you solve your financial problems, come to our office today or call us at 312-273-1217.
At Zalutsky & Pinski we consider bankruptcy a solution, not a problem and will be glad to help you figure out what is best for your needs. Your first visit is free and we can also offer you free parking. Call today!
By Kerrie Neal