I’ve been with ZAP for many years and filed bankruptcy more than twice but they were willing to help me no matter what my problems were. The whole team is awesome! Thomas is fantastic, Carrie is wonderful, Alex is great and Sandy is tops. Oleva, the office manager is always there to help you when the attorneys are in court. I couldn’t ask for a better team. They are like family to me and I’m willing to talk personally to anyone that’s considering filing bankruptcy. I was afraid of losing everything and I would have lost my house but they didn’t let it happen.. I would strongly recommend them wholeheartedly.